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I wasn't able to return a match right away given the information you gave, but a broker can help by understanding your circumstances and giving you insights into what lenders are looking for to assist with your loan application.

Do you know how financially healthy you are?

Average credit score

Knowing your financial health is key to understanding your borrowing power and how lenders and other providers will view you when you come to want to borrow money or use their services.

What information will I need to apply for a loan?

Identification

  • Drivers licence OR
  • Passport OR
  • Birth certificate
  • Medicare card may be required

Income and employment

  • Three recent payslips OR
  • Two years of tax returns (if self-employed)
  • Latest bank statements
  • Your after-tax income
  • Employment information and employer's contact details

Assets and liabilities

  • Details of properties or large assets (such as car) that you own
  • Your ongoing expenses
  • Credit card or store card limits
  • Details of loans or overdrafts

Vehicle details (car loans only)

  • Make, model, year and colour
  • Registration number
  • Purchase price
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Money Pty Ltd (trading as Money) (ABN 42 626 094 773) Australian Credit Licence 528698 provides information about credit products. Money does not compare all products or issuers available in Australia. We are not a broker or credit provider and when we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. We may receive a commission when you apply for a home loan as a result of outbound links on this website.

This material has been prepared by Money Pty Limited (ABN 40 664 954 536) (Money, ‘us’ or ‘we’). Money is a corporate authorised representative (CAR 001307399) of 62 Consulting Pty Limited (ABN 88 664 809 303) (AFSL 548573) (62C). The material is for general information only and is not an offer for the purchase or sale of any financial product or service. The material is not intended to provide you with financial or tax advice and does not take into account your objectives, financial situation or needs. Although we believe that the material is correct, no warranty of accuracy, reliability or completeness is given, except for liability under statute which cannot be excluded. Please note that past performance may not be indicative of future performance and that no guarantee of performance, the return of capital or a particular rate of return is given by 62C, Money, any of their related body corporates or any other person. To the maximum extent possible, 62C, Money, their related body corporates or any other person do not accept any liability for any statement in this material.

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Assumptions:

  • The calculations do not account for changes in interest rates or other market conditions that may occur.
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Limitation

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Money Pty Ltd trading as Money

ABN: 42 626 094 773 / ACL: 528698 / AFCA: 83955
Money is a corporate authorised representative (CAR 001307399) of 62 Consulting Pty Limited (ABN 88 664 809 303) (AFSL 548573) (62C)
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© Copyright 2024 Money Pty Ltd.