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Home Loan calculators

Get insights into your financial options and make informed decisions for your next home loan!

Stamp Duty Calculator

Stamp duty calculator

Know your upfront costs, as well as Lenders Mortgage Insurance and government fees.

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Takes 2 mins

Mortgage Repayment Calculator

Refinance calculator

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Rate change calculator

Borrowing power calculator

Find out the impact of an interest rate change on your repayments

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Refinance calculator

Refinance calculator

See the impact refinancing could make on your mortgage payments

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Takes 2 mins

Deposit savings calculator

Deposit Calculator

Work out how long it will take you to save for your first home

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Some of our happ customers...

"The service from Nick was exemplary. Always communicating promptly and clearly. Explained everything extremely well and worked through any issues promptly."

Simon Thorley, Trustpilot - 28 March 2025

"Good experience with Money.com.au. Michael B from Money went above and beyond to get a better mortgage deal for a refinance. Recommended."

Hoi Wong, Trustpilot - 28 February 2025

"Highly recommend as the service you receive is professional, efficient and transparent. The process was simple and my agent was communicative and provided guidance and support through the entire process."

Richard Easton, Trustpilot - 24 February 2025

"Excellent customer service. Following up after the approval is unexpected and completely opposite what the main banks do. They think of everything and do much more that ever expected."

Sharon Winters, Trustpilot - 20 February 2025

"Fabulous. My contact person was Nick and he did a fabulous job at refinancing and also securing a new loan. He was very knowledgeable, polite and helpful. He was always accessible and made the process as smooth and easy as possible. I highly recommend using his services."

Thirumal Narayanan, Trustpilot - 7 February 2025

"Pleasant refinance surprise. Only came to actually get a table of current rates. Got a call the next day and it was actually something I wanted. Nick Burgess was able to give me options that were better than the ones I had found in earlier research (5.85%)."

Wendy Liang, Trustpilot - 21 January 2025

"Easy and quick home loan. Our experience with Michael was fantastic. Our home loan application was easy and quick and we had a very good rate. Michael was quickly clarifying any questions we had through application process, that relieved us from a lot of stress. I recommend money.com.au. for home loans."

Anastasia Boronina, Trustpilot - 13 January 2025

"He was always available and ready to answer any questions we may have had on the progress of our application and the process in general. More than happy to recommend Michael (& John) and would happily utilise their services again in the future if required."

Matt, Trustpilot - 9 July 2025

"Nick Burgess is a welcome change for busy professionals looking for a home loan in Australia. His straightforward approach and clear communication made the entire process smooth and efficient."

Lee McGregor, Trustpilot - 1 January 2025

"The most responsive agent you could ever get! So he gets job done efficiently and effectively! Even when he is on holiday, he takes time to respond. Unbelievably helpful. 5 stars!"

Dianne Marie Astraquillo, Trustpilot - 23 December 2024

"Michael Burgess was super helpful and guided us through the whole process. He was very responsive, so we always felt comfortable that everything was tracking to plan. And the interest rate he achieved was very low!!"

John, Trustpilot - 29 November 2024

"Great company to deal with. Efficient, great communication. Would definitely recommend."

Cristina Helen, Trustpilot - 13 November 2024

"Great experience with refinancing. Proactive, attentive, helpful. My broker Glenn was very quick to act and respond, and got my loan refinanced with exactly what I was after in the matter of days. Would recommend."

Tucker, Trustpilot - 14 July 2025

"Efficient, friendly, and got results. I had Glen as my broker. Brilliant. Worked very quickly and efficiently with loan calcs, best interest options for me. A number of other brokers timed out with my patience for progress."

Anthony Thomson, Trustpilot - 11 July 2025

"Micheal Burgess got us a great deal and navigated a tricky settlement with ease. We would definitely work with Micheal again."

Jayne S, Trustpilot - 9 July 2025

"We were very fortunate to have Debbie Hays handle our mortgage application and bring it to a successful settlement. We had some unusual challenges with circumstances and partial foreign income, even an initial flat decline, but Debbie persevered with grace and exceptional professionalism to deliver our desired results. We will always hold Debbie Hays in the highest regard with gratitude and recommend her at every opportunity."

Michael Mellor, Trustpilot - 26 June 2025

Let's crunch the numbers

We believe that all Australians should have access to easy tools to help make the right decisions for their unique financial situation.

Pay Calculator

Pay calculator

Discover your take home pay, and how much you’re paying in tax.

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Personal Loan Calculator

Personal Loan Calculator

See your estimated repayments per week/fortnight/month

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Takes 2 mins

Car Loan Calculator

Car Loan Calculator

See your estimated repayments per week/fortnight/month

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Business Loan Calculator

Refinance calculator

See your estimated repayments per week/fortnight/month

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Takes 2 mins

Capital Gains Tax Calculator

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Estimate the CGT to be paid when you sell your property

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Money Pty Ltd (trading as Money) (ABN 42 626 094 773) Australian Credit Licence 528698 provides information about credit products. Money does not compare all products or issuers available in Australia. We are not a broker or credit provider and when we provide information via this website, we are not providing you with a recommendation or suggestion about a particular credit product. We may receive a commission when you apply for a home loan as a result of outbound links on this website.

This material has been prepared by Money Pty Limited (ABN 40 664 954 536) (Money, ‘us’ or ‘we’). Money is a corporate authorised representative (CAR 001307399) of 62 Consulting Pty Limited (ABN 88 664 809 303) (AFSL 548573) (62C). The material is for general information only and is not an offer for the purchase or sale of any financial product or service. The material is not intended to provide you with financial or tax advice and does not take into account your objectives, financial situation or needs. Although we believe that the material is correct, no warranty of accuracy, reliability or completeness is given, except for liability under statute which cannot be excluded. Please note that past performance may not be indicative of future performance and that no guarantee of performance, the return of capital or a particular rate of return is given by 62C, Money, any of their related body corporates or any other person. To the maximum extent possible, 62C, Money, their related body corporates or any other person do not accept any liability for any statement in this material.

The information on this website is intended to be general in nature and has been prepared without considering your objectives, financial situation or needs. You should read the relevant disclosure statements or other offer documents prior to making a decision about a credit product and seek independent financial advice. Whilst Money.com.au endeavours to ensure the accuracy of the information provided on this website, no responsibility is accepted by us for any errors, omissions or any inaccurate information on this website.

Interest rates, fees and charges are subject to change without notice. Before acting on any information, you should confirm the interest rates, fees, charges and product information with the provider. For clarity, where we have used the terms “lowest” or “best” these relate solely to the rates of interest offered by the provider and not on any other factor. The application of these terms to a particular product is subject to change without notice if the provider changes their rates.

The calculator provided on money.com.au is intended for informational and illustrative purposes only. The results generated by this calculator are based on the inputs you provide and the assumptions set by us. These results should not be considered as financial advice or a recommendation to buy or sell any financial product. By using this calculator, you acknowledge and agree to the terms set out in this disclaimer. For more detailed information, please review our full terms and conditions on the website.

Assumptions:

  • The calculations do not account for changes in interest rates or other market conditions that may occur.
  • Results are approximations and may differ from actual payment schedules or amounts.
  • The calculator does not include all fees and charges that you may incur in relation to a financial product.

Limitation

  • This calculator does not guarantee the availability of any financial product or the accuracy of the calculations. Please consult a financial advisor or the relevant product provider to obtain specific advice tailored to your circumstances.
  • money.com.au does not accept any liability for errors or omissions, or for any loss you may suffer as a result of relying on these calculations.
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Money is a corporate authorised representative (CAR 001307399) of 62 Consulting Pty Limited (ABN 88 664 809 303) (AFSL 548573) (62C)
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